Vacation Rental Homes | Loans | Investments | Syndications

The Positive Impact Vacation Rental Program

What is an Ideal Location Home?

Ideal Location Homes are located close to nature; think easy access to snow-covered mountains, picturesque lakes, rushing rivers, winding forest trails, or waves crashing on the beach. These homes are acquired and managed and are available for daily and vacation rentals. Homes are fully managed Short Term Rentals (STR).

An Ideal Location Home creates an above-market residential real estate return and gives back in partnership with a local environmental non-profit. To preserve and protect these local Ideal Locations’ ecosystems for our children and grandchildren.

How Can I Participate?

Ideal Location allows investors to participate in both fully managed vacation rental home income properties. We also assist investors in self-sponsored vacation rental home loans and partnerships.

Are There Loan Programs Optimized for Vacation Rentals?

Yes, Ideal Location Homes and our private lending network has created a Vacation Rental Loan Program that is meant to be scalable. there is no hard limit to how many properties an investor can finance with us. We provide purchase and refinance financing up to 80% LTV

Vacation Rental Financing Features

•  Common sense underwriting of your short-term rents
•  Full 30-year terms (no balloons) for your peace of mind
•  No tax returns are required
•  No personal DTI Debt To Income Ratios
•  Simple, haggle-free pricing you can depend on
•  Protect your identity and other assets by borrowing in a corporate entity

How Are Vacation Rental Homes Underwritten?

We underwrite vacation rental real estate in drive-to lifestyle destinations. From town centers to backcountry locations. Wherever your ideal location is.. in town, in the mountains, along a river or lake, or along a beach.
Our vacation rental loan program is underwritten based on property-level cash flow and borrower credit rather than the borrower’s income.
As a result, our vacation loans are the market leader for self-employed investors and syndicators and multi-owner families building a portfolio of vacation rental properties.
The national mega trends of Vacation Rental By Owners ( VRBO ) and AirBnb’s underwriting of short-term rentals are focussed on micro-market data to calculate the earning potential of each property. Comparable rental property information and local seasonal trends allow for occupancy projects.

How much Equity is Needed For The Loan Program?

Typically loans are funded at a 75% Loan-To-Value. On a  $1,000,000 Vacation Rental Home $250,000 Equity Down Payment would be needed.

Can I sponsor my own vacation property?

Yes Ideal Location Homes is a collaborative, group investing platform that enables friends and family to organize as an investor group, pool money, and manage joint investments.

Our lender program is optimized to fund your own LLC

  • Collaborative Dashboard
  • Contributions
  • Funding rounds
  • Cap table supports advanced equity structures
  • Cap ledger to track transactions
  • Voting and motions
  • Auto-generate an Operating Agreement and collect signatures
  • Represent yourself as a business within your tribe
  • Document storage
  • Real-time messaging
  • Quickbooks, Mint and Stessa integration